Question 1

How do I know if I am a good fit?

Accepted Answer

• you'd like to reduce stress financially
 • you'd like to have more control financially
 • you value professional advice & ongoing support from a trusted adviser

We sincerely invite you to reach out by email yun@sunfg.com.au (mailto:yun@sunfg.com.au)or call 04 0301 6508 for a chat to see if our expertise matches your situation.

Question 2

What make Sun Financial Advisory a good choice?

Accepted Answer

• Transparency & integrity are at the heart of everything we do
 • We are experienced and always make advice relevant to you
 • We build a trusting relationship & always put your interests first

We sincerely invite you to reach out by email yun@sunfg.com.au (mailto:yun@sunfg.com.au)or call 04 0301 6508 for a chat to know more about our services and financial adviser.

Question 3

Who is the adviser?

Accepted Answer

I am Yun Sun, the Principal Advisor of Sun Financial  Advisory. I came from China to pursue tertiary education in  2001 and became a proud Australian citizen in 2006. I am married to  Julia since 2006 with two active boys, Winston & Jayden. Personally, I value honesty, positivity, and empathy in life and enjoy a peaceful lifestyle with reading, swimming, and gardening …

I've been providing financial planning advice since March 2011 including 7 years at Westpac & HSBC banks. I founded Sun  Financial Advisory in June 2017 because I believe financial advice is truly individual and shouldn’t be product-driven by large financial  institutions.

I hold the following industry qualifications:

• Certified Financial Planner (CFP®)
 • Registered Adviser of Australian Securities & Investments Commission
 • Professional Member of the Financial Advice Association Australia (FAAA)
 • Self-Managed Super Fund Certification
 • Margin Lending Certification
 • Advanced Diploma of Financial Planning (ADFP)
 • Diploma of Financial Planning (RG146)
 • Bachelor of Business in Finance & Accounting. University of Technology, Sydney

I sincerely invite you to reach out by email yun@sunfg.com.au (mailto:yun@sunfg.com.au)or call 04 0301 6508 for a chat to know more about me and how I can help you.

Question 4

What is a CFP® - certified financial planner?

Accepted Answer

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Most people think all financial advisors are the same, but this isn’t  true. CFP® certification is the most renowned designation to financial  advisors worldwide which represents the highest level of competency,  ethics, and professionalism globally. Only a small percentage of  advisers who have fulfilled the certification and annual renewal requirements of education, experience, and compliance can display the  CFP® certification trademarks.

Question 5

Why should I use a financial adviser instead of myself?

Accepted Answer

Many great tools out there could help you handle some of your concerns like insurance, investment, and superannuation, but they're normally isolated solutions, and there're often closely-related considerations in family, taxes, cash flow, estate planning, etc...

How do we connect all the pieces of your financial life together to make best decision is a much tougher process. There is a lot to learn and keep everything on track along the way. It does take a lot of time and effort, and the cost of making a mistake is high and non-reversable.

We'll be here to listen, understand, advise, and implement so you can have less stress and more control in life!

Question 6

What are your fees?

Accepted Answer

There are two types of fees:

1. Once-off Advice Preparation Fee:

For new advice, we will research, analyse, compare and prepare an SOA  (Statement of Advice) that will formally document our advice to you. It  will include all relevant areas including your current personal  circumstances, financial goals, recommended strategies and financial  products we recommend.

It is between $550 and $11,000 once-off depending on the complexity, time and effort involved.

2. Monthly ongoing Service Fee:

The only thing that doesn’t change in life is change, we offer the  options of ongoing advice and support to help you stay on track with the services below:

• Review for regulatory, strategy and tax planning
 • Review for portfolio planning, report and analysis of  investment, Superannuation portfolio
 • Review for Insurance renewals, alteration or updates
 • Phone or email access to us anytime
 • Ad-hoc tasks when necessary

It is between $250 and $1,100 monthly based on the complexity and the amount of work required.

Question 7

What is your financial advice process?

Accepted Answer

Our 4-Big-W advice process ensures all details are covered, we will have multiple meetings to discuss the followings:
1. What you’d like to achieve? – understand your personal goals & objectives
2. Where you are now? – research your current financial position & arrangements
3. What to plan & improve? – discuss options and make recommendations based on 1 & 2
4. What to support ongoingly? – keep you on track as life, market, and regulation change

Frequently Asked Questions

FAQs